APPLE Community Credit Union Limited Privacy Notice and Disclosure
APPLECommunity Credit Union is a member-owned financial institution, and because of this, you can be confident that your financial privacy has always been, and will continue to be, one of our top priorities. We are required by law to provide this privacy notice to explain how we collect, use, and safeguard your personal financial information.
As your financial partner, we are commited to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either service to us or additional financial products for you to consider.
Under these arrangements, we may disclose information we collect, as described below, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members' privacy, we only work with companies that agree to maintain strong confidenciality protections and limit the use of information we provide. Your credit union does not sell or rent member information to third parties, nor permit the companies we work with to sell to other parties the information we provide to them. We do not share information about former members except as permitted or required by law.
Information APPLE Community Credit Union Limited Collects and May Disclose About You
We collect nonpublic personal information about you from a variety of sources for a variety of purposes. The information varies according to the products and services you request from us. We may disclose the information we collect to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements.
The information we collect may include:
- Information we receive from you on membership and loan applications and other forms, such as name, address, social security number, income and indebtedness.
- Information from your transactions with us or other companies that work closely with us to provide you with financial products and services, such as your account balances, payment history, parties to transactions, and credit and debit card usage.
- Information we receive from consumer reporting agencies, such as your credit worthiness and other sources listed on your application that verifies information you provide us on applications and other forms.
- We may also disclose information we collect about you under other circumstances as permitted or requested by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.
How APPLE Community Credit Union Limited Protects your Information
We restrict access to non public personal information about you to those employees and volunteers (e.g., directors) who have a specific business purpose in utilizing your data. Our employees and volunteers are trained in the importance of maintaining confidentiality and member privacy and are held accountable to follow established standards, policies and laws. Our expectations are clearly communicated in a "Code of Conduct" and "Confidentiality Statement" signed by each employee and volunteer. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and industry practices to safeguard your nonpublic personal information.
How do I Contact APPLE Community Credit Union Limited with Questions or Concerns?
We welcome any questions or concerns about our Internet Privacy Statement or the practices of this site. Please contact us by e-mail or in writing at the following address:
Attention: Privacy Officer
APPLE Community Credit Union Limited
406 N. Cumberland Street, Thunder Bay, Ontario, P7A 4P8
Notice:
APPLE Community Credit Union Limited reserves the right to amend its Internet Privacy Statement and its Privacy Code at any time with or without notice. Please check this page periodically for changes.